Which statement about Medicare Part C is NOT true?

• A. It is Medicare Advantage, a capitated managed care option covering Parts A and B.
• B. It provides prescription drug coverage as a standalone plan.
• C. It is provided by private companies.
• D. It may include hospital and medical benefits.

Answer: (B)

Medicare Part C is Medicare Advantage, meaning it’s a private-plan option that provides at least Part A and Part B benefits and is often funded with a capitation payment to the insurer. It may also include extra benefits and can cover hospital and medical services. Prescription drug coverage, however, is not offered as a standalone Part C option. If a Part C plan includes drug coverage, that coverage is integrated into the MA plan (often labeled as MA-PD). If the plan does not include drug coverage, a separate Part D prescription drug plan would be needed to obtain drug coverage. So the statement that Part C provides prescription drug coverage as a standalone plan isn’t true.